CrashClaimSteps

Car accident reporting requirements by state

When you must report a car accident to police or the state, the damage threshold, and the deadline.

General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Rules have exceptions; open your state for details and the law it comes from.

StateReport required ifDeadline
AlabamaDeath, injury, or over $500 damage involving an uninsured driver30 days
AlaskaDeath, injury, or over $2,000 damage10 days
ArizonaDeath, injury, or over $300 damage (or no settlement in 6 months)6 months
ArkansasDeath, injury, or over $1,000 damage30 days for property damage
CaliforniaAny injury, death, or over $1,000 damage10 days (SR-1 to DMV)
ColoradoDeath, injury, or any property damage10 days
ConnecticutDeath, injury, or over $1,000 damage5 days
DelawareDeath, injury, or over $500 damageImmediately
District of ColumbiaDeath, injury, or over $250 damage5 days
FloridaDeath, injury, or over $500 damageImmediately; 10 days if police did not investigate
GeorgiaDeath, injury, or over $500 damageImmediately
HawaiiDeath, injury, or over $3,000 damageImmediately
IdahoDeath, injury, or over $1,500 damageImmediately
IllinoisDeath, injury, or over $1,500 damage ($500 if a driver is uninsured)10 days
IndianaDeath, injury, or over $750 damageImmediately
IowaDeath, injury, or $1,500+ damage, unless police investigated3 days (if required)
Kansas Under reviewDeath, injury, or over $1,000 damageImmediately
KentuckyDeath, injury, or over $500 damage10 days
LouisianaDeath, injury, or over $500 damageImmediately
MaineDeath, injury, or over $1,000 damageImmediately
Maryland Under reviewDeath, injury, or disabling damage if police do not report15 days
MassachusettsDeath, injury, or over $1,000 damage5 days
MichiganDeath, injury, or over $1,000 damageImmediately
MinnesotaDeath, injury, or over $1,000 damage10 days
MississippiDeath, injury, or over $500 damage10 days
MissouriDeath, injury, or over $500 damage5 days
MontanaDeath, injury, or over $1,000 damageImmediately
NebraskaDeath, injury, or over $1,000 damage10 days
NevadaAny crashImmediately
New HampshireDeath, injury, or over $1,000 damage5 days
New JerseyDeath, injury, or over $500 damageImmediately
New MexicoDeath, injury, or over $500 damageImmediately
New YorkDeath, injury, or over $1,000 damage10 days (MV-104 to DMV)
North CarolinaDeath, injury, or over $1,000 damageImmediately
North DakotaDeath, injury, or over $1,000 damageImmediately
OhioAny crashImmediately
OklahomaDeath, injury, or over $500 damageImmediately; 6 months for property-only
OregonInjury, death, over $2,500 damage, or any vehicle towed72 hours
PennsylvaniaDeath, injury, or a vehicle that must be towed5 days
Rhode IslandDeath, injury, or over $1,000 damage21 days
South CarolinaDeath, injury, or over $1,000 damage15 days
South DakotaDeath, injury, over $1,000 to one person's property or $2,000 totalImmediately
TennesseeDeath, injury, or over $50 damageImmediately; 20 days if over $400
TexasDeath, injury, or over $1,000 damageImmediately; 10 days for property damage
Utah Under reviewDeath, injury, or over $1,500 damage10 days
VermontDeath, injury, or over $3,000 damage3 days
VirginiaDeath or injuryImmediately
WashingtonDeath, injury, or over $700 damage4 days
West VirginiaDeath, injury, or over $1,000 damageImmediately
WisconsinDeath, injury, over $1,000 damage, or $200+ to government propertyImmediately, to police
WyomingDeath, injury, or over $1,000 damageImmediately

How we checked this

Thresholds come from the AAA Digest of Motor Laws as published in a 2026 table, compared with a second insurer table. States where the two differ are marked for review. Last checked: November 12, 2026. Laws change; confirm with the state agency or a licensed professional before acting.

Cross-checked sources agree   Checked on official source confirmed on a government, court or legislature site   Single detailed source one detailed table built from statutes or official data   Under review sources disagree; read the note and the law.