CrashClaimSteps

← All states

New Mexico: accident reporting rules

When you must report a car accident to police or the state, the damage threshold, and the deadline.

Report required if there isDeath, injury, or over $500 damage
DeadlineImmediately

'Immediately' usually means calling police from the scene. A police report does not always satisfy a separate DMV report. Your insurer also needs prompt notice under your policy.

General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply. Confirm with the state agency, the court or a licensed professional in New Mexico.

Also for New Mexico: Car insurance by state in New Mexico · Claim deadlines in New Mexico · Small claims limits in New Mexico · Total loss rules in New Mexico · Dog bite rules in New Mexico · Shared fault rules in New Mexico · Phone-while-driving laws in New Mexico · Motorcycle helmet laws in New Mexico

How we checked this

Thresholds come from the AAA Digest of Motor Laws as published in a 2026 table, compared with a second insurer table. States where the two differ are marked for review. Last checked: November 12, 2026. Laws change; confirm with the state agency or a licensed professional before acting.

Cross-checked sources agree   Checked on official source confirmed on a government, court or legislature site   Single detailed source one detailed table built from statutes or official data   Under review sources disagree; read the note and the law.