Kansas: rules and deadlines at a glance

Every 11 topic we track for Kansas on one page. Open a topic for the details, the law it comes from and how Kansas compares.

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Car insurance by state · Claim deadlines · Small claims limits · Total loss rules · Dog bite rules · Shared fault rules · Accident reporting rules · Phone-while-driving laws · Motorcycle helmet laws · Uninsured drivers

General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply; open a topic for the details.

Filing deadlines (statute of limitations)

Personal injury	2 years
Property damage	2 years

Car insurance by state

Minimum liability	$25,000 / $50,000 / $25,000
Fault system	No-fault (PIP pays first; lawsuits limited)
Shared-fault rule	Modified comparative: barred at 50% fault or more

Claim deadlines Single detailed source

Acknowledge	10 working days
Accept or deny	15 working days after proof of loss; investigation within 30 days
Pay	Not set by rule

Small claims limits Single detailed source

Dollar limit	$10,000
Filing fee	$35 or $55 plus surcharges
Lawyers	Not before judgment unless the other side has one

Total loss rules

Total loss rule	75% of actual cash value

Dog bite rules Single detailed source

Rule	One-bite rule
Details	One-bite rule

Shared fault rules

Rule	Modified comparative negligence (50% bar)
When you are barred	Barred if you are 50% or more at fault

Accident reporting rules Checked on official source

Report required if	Death, injury, or $1,000 or more of damage
Deadline	Immediately, by the quickest means

Phone-while-driving laws Single detailed source

Handheld ban	No
Texting ban	Yes, primary

Motorcycle helmet laws Single detailed source

Law type	Partial
Who must wear one	Riders under 18

Uninsured drivers

Drivers uninsured	12.0%
UM/UIM coverage	Uninsured and underinsured motorist required